Engineering an Agentic Knowledge Extraction and Synthesis Engine to automate complex entity due diligence and risk assessment.
YottaNest provides the intelligent architecture for high-stakes investigative workflows. While our engine excels in the rigorous demands of compliance, its adaptable framework is built to solve any challenge requiring autonomous entity resolution. From search to synthesis, our AI agents deliver decision-ready intelligence in minutes, bolstering institutional confidence across any regulatory landscape.
Our Services
Two Powerful Engines. One Unified Mission.
We replace the “Passive Search” model with an “Active Decision Engine” — AI that analyzes, reasons, and delivers.
NetReport Engine
"The Hunter" — External Intelligence
Automated intelligence gathering that scrapes the EU registries and open web to validate business viability — not just identity. Our AI agents bypass barriers, analyze data, and auto-draft Risk Memos and Suspicious Activity Reports.
Key Capabilities
- Scrapes EU registries + open web
- Validates business viability and economic legitimacy
- Recursively maps Ultimate Beneficial Owners (UBOs)
- Detects hidden sanctions connections
- Auto-drafts Risk Memos and SAR reports
- Provides hyperlinked citations for every claim
The 4-Quadrant Analysis
Network Graph
Map UBO chains
Market Analysis
Validate viability
Adverse Media
AI-filtered news
Risk Score
Go/No-Go decision
Smart Docs
"The Analyst" — Internal Intelligence
Sovereign Intelligent Document Processing for your most sensitive data. Upload contracts, invoices, balance sheets, and identity documents — then interact intelligently with your data. Hosted entirely within your infrastructure using open-source models.
Key Capabilities
- Processes invoices, contracts, balance sheets, IDs
- Handles multiple formats and languages
- "Chat with your data" natural language interface
- Extracts and structures information automatically
- 100% on-premise deployment option
- Zero data leaves your infrastructure
Data Sovereignty
Full Data Sovereignty
No client data ever leaves your bank's infrastructure. Solving the GDPR/US Cloud Act fears that block US competitors.
How It Works
From Data Chaos to Decision Ready in Three Steps
Gather Intelligence
Our AI agents collect data from across Europe — government registries, corporate databases, open web sources, and your internal documents. No manual searching. No copy-pasting. No barriers.
- EU Corporate Registries
- Government & Official Databases
- Open Web Intelligence
- Internal Documents (PDFs, Contracts)
Analyze & Reason
Intelligent analysis that goes beyond simple matching. Our engines map ownership structures, validate business viability, apply regulatory rules, and detect hidden risks — all automatically.
- UBO Mapping & Sanctions Screening
- Business Viability Validation
- Adverse Media Filtering
- Risk Pattern Detection
Draft & Deliver
No more starting from scratch. Receive auto-generated Risk Memos, SAR drafts, and Due Diligence reports — complete with citations and audit trails. Human analysts review and approve. Done.
- Risk Memos (Internal)
- SAR Drafts (Regulatory)
- Due Diligence Reports
- Credit Evaluations
“The AI doesn't decide — it recommends. We use a Human-in-the-Loop model. The analyst still clicks the final button. We just get them there 90% faster.”
About YottaNest
Engineering the Architecture of Trust: Autonomous Intelligence for Complex Entity Resolution.
We Saw a Complexity Wall. We Engineered the Breakthrough.
Founded in Bulgaria in 2025, YottaNest emerged at the intersection of a global regulatory “tsunami” and a critical inflection point in AI maturity. We recognized a fundamental failure in how organizations verify the world around them: while business entities have become global and layered, the workflows used to vet them remained trapped in a 20th-century “scavenger hunt” for data.
Our answer: Agentic Knowledge Extraction (AKE). Our engine deploys autonomous AI agents that don't just search—they reason. By navigating jurisdictional nuances and resolving contradictions through autonomous critic loops, we transform fragmented information into verified, auditable intelligence.
Today, we help forward-thinking organizations turn the “Complexity Wall” into a competitive advantage. By providing a transparent Chain of Thought audit trail, YottaNest accelerates speed-to-revenue while building unshakeable regulatory confidence.
FOUNDED
2025, Sofia, Bulgaria
MISSION
Automate Compliance, Empower Decisions
MARKET
European Banking & Financial Institutions
IMPACT
90% Cost Reduction per Case
Our Vision
“To bridge the Complexity Wall by empowering Risk Teams with autonomous reasoning and deep traceability—transforming fragmented data into definitive, regulator-ready intelligence that accelerates growth..”
Our Team
The Minds Behind the Mission
A diverse team of compliance experts, AI engineers, and banking veterans — united by a shared vision to transform European financial services.
Ivan Todorov.
CEO & Co-Founder
Telecommunications engineer with a deep background in network architecture, Fortinet systems, and enterprise IT. Ivan witnessed firsthand how rigid infrastructure and outdated processes slowed down compliance — and co-founded YottaNest to bring agility, intelligence, and automation to modern banking.
LinkedIn
Majd Zarai
CTO & Co-Founder
AI systems engineer specializing in machine learning and intelligent automation. Majd leads the technical vision at YottaNest, designing agentic compliance engines that analyze, reason, and accelerate decision-making across European financial institutions.
LinkedInWant to join our mission?
We're always looking for talented people.
Frequently Asked Questions
Everything you need to know about YottaNest
YottaNest offers 100% on-premise deployment options, meaning your sensitive data never leaves your infrastructure. Our Smart Docs engine uses open-source models hosted entirely within your environment. This solves the GDPR and US Cloud Act concerns that often block adoption of US-based compliance tools.
No. YottaNest operates on a Human-in-the-Loop model. Our AI agents gather data, analyze patterns, and draft reports with recommendations — but the final decision always rests with your compliance officers. We accelerate the process; you maintain control.
Implementation typically takes 2-4 weeks depending on your infrastructure and integration requirements. Our team provides full onboarding support, including API integration, staff training, and custom workflow configuration.
Smart Docs processes a wide range of document types including PDFs, Word documents, scanned images (with OCR), contracts, invoices, balance sheets, and identity documents. It handles multiple languages and can extract structured data from unstructured documents.
YottaNest supports continuous monitoring requirements. Once an entity is onboarded, our system can automatically track changes in registries, adverse media mentions, and sanctions lists — alerting your team to relevant updates that may affect risk assessments.
Yes. YottaNest provides robust APIs for integration with your existing case management, CRM, and core banking systems. We support standard data formats and can work with your IT team to ensure seamless workflow integration.
Let's Talk
Ready to Transform Your Compliance Operations?
Request a Demo
See how YottaNest can reduce your compliance costs by 90% while strengthening regulatory confidence. Our team will walk you through a personalized demonstration tailored to your institution's needs.
What to Expect
- 30-minute personalized demo
- See both NetReport Engine and Smart Docs in action
- Discuss your specific compliance challenges
- Get a custom ROI assessment
- No commitment required